What Does Contractors Insurance Not Include?
Posted: May 19, 2020
Every contractor needs a commercial general liability insurance policy to protect company assets and reduce liability risks. Commonly known as contractors insurance, a construction general liability policy can protect your contracting business against liability for injuries, accidents, and property damage. Proof of this type of insurance is required for many jobs for both contractors and subcontractors. What Kinds of Coverage Does Contractors Insurance Provide? A...
Tips For Maintaining An Older Car
Posted: May 16, 2020
More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...
Insurance Coverage For Churches
Posted: May 4, 2020
Like anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may include the following types of coverage: Business property insurance: Churches...
Understanding Your Personal Umbrella Policy
Posted: May 1, 2020
A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...
Directors & Officers Liability Insurance Vs. Errors & Omissions Liability Insurance
Posted: April 19, 2020
No matter the type or size of your business, it is important to have adequate insurance coverage to protect you from liability. For protection from claims of malpractice or improperly performed services, you need errors and omission liability insurance. But this type of policy won’t cover you for every eventuality. To fill in the gaps, you may also need a directors and officers liability insurance...